Your car insurance policy will usually provide you with a courtesy car if your vehicle needs to be taken in for repairs as the result of a claim. A courtesy car is a great perk, as it means you can drive around as you would usually, whilst your own car is being repaired. A replacement car takes away some of the stress of not having your own vehicle, as it means your life can carry on apace, even though your car isn’t up to speed.
But what happens if you have an important meeting or appointment before the replacement car can get to you? Thankfully, John Lewis Insurance has already thought of that, which is why they may offer to refund your taxi fare for an important journey if necessary.
It can be extremely helpful to have this service as part of your car insurance, as it means that you can still make your appointments. It can be such a disheartening experience to be stuck somewhere, with your car refusing to work, and you can feel the minutes ticking away towards an important deadline. Whilst you might usually try to avoid taking a taxi, with quality car insurance a taxi fare need not be prohibitive to you getting where you need to be.
If you do need to take a taxi when you’re stuck without your car, make sure you keep the receipt. Your claim will only be refunded if you can provide your insurance company with a valid receipt that relates to that journey. John Lewis Insurance will cover taxi fares up to a maximum of A50 per insured incident and you’ll usually only be allowed to make two claims during your insurance policy term. You will also find that you cannot claim for any taxi fares after the replacement car has been delivered.
As you’re searching for car insurance, be sure to keep an eye out for details such as covering taxi costs and replacement car service. Whilst it might be your priority to get cheap car insurance, it’s also vital that your insurance covers the services that you need. If you’re stranded without a car and without a replacement vehicle either, you will suddenly understand why quality car insurance is so important.